Elevation certificates play a critical role in various aspects of property management and development. Whether you are looking to obtain flood insurance coverage, apply for a building permit, or attract potential buyers, having an elevation certificate is essential. These certificates are particularly relevant in the Portland Metropolitan Area, Northwest Oregon, and Southwest Washington, which are regions that are commonly faced with flood risks and regulatory requirements.

Reasons to get an elevation certificate

Flood Insurance

One primary reason to obtain an elevation certificate is to secure flood insurance coverage. The National Flood Insurance Program mandates the submission of an elevation certificate for new flood insurance policies. This document provides crucial information about the property, including the Base Flood Elevation (BFE), which determines the level of flood risk and is utilized in calculating flood insurance rates. By acquiring an elevation certificate, property owners in Portland can ensure an accurate assessment of their flood insurance coverage, thereby safeguarding against potential losses in the event of a flood.

Building Permit

When it comes to construction projects in Portland, and all of Oregon, an elevation certificate is a prerequisite. Local regulations, particularly those enforced by the Oregon Division of Emergency Management, necessitate the submission of an elevation certificate prior to commencing any new construction. By having this document readily available, property owners can demonstrate compliance with these regulations and proceed with their construction plans with peace of mind.

Property Sale and Disclosure

Property owners in Oregon and Washington interested in selling their property, having an elevation certificate can be a selling point. Prospective buyers often seek detailed information about the property’s flood risk. With an elevation certificate at hand, property owners can provide potential buyers with valuable data, including the BFE and other pertinent details, enabling them to make informed decisions.

The importance of obtaining elevation certificates cannot be overstated. Whether for flood insurance coverage, building permit applications, or property sale disclosures, these certificates serve as vital tools in managing flood risks, ensuring regulatory compliance, and facilitating informed decision-making in the real estate market.

What is an elevation certificate?

An elevation certificate is an important document prepared by a surveyor that provides detailed information about the elevation of a property. This information plays a crucial role in determining any potential flood risks associated with the property.

Insurance companies often require an elevation certificate to accurately assess and determine the appropriate flood insurance premiums for a particular property. In flood-prone areas, such as those designated by FEMA, flood insurance may even be necessary or mandated by local regulations. The elevation certificate aids insurance companies in accurately calculating the coverage and cost of flood insurance.

During the survey process, a qualified surveyor measures various points of interest on the property, including the floor height of the home, foundation, and other relevant features. These measurements are cross-referenced with nearby water sources and the risk and elevation of potential flooding. The surveyor then creates a detailed map that visually represents the property’s elevation in relation to designated flood zones established by the local government.

For further information on flood zone maps covering Portland, Oregon, and its surrounding areas, please click here. This map offers a comprehensive overview of flood zone codes and provides a valuable resource for property-specific details.

For a reliable and accurate survey of your property to obtain an official elevation certificate, please contact Portland Land Surveyors.